How To Become Self Employed In Online Business
Why Online Business?Starting an online business or making money online has been quite a trending topic over the past few years and the leading choice for aspiring entrepreneurs. Why? Simple… online income (passive income) is virtually bullet proof. It cannot be adversely affected by a recession, a sluggish economy and it offers job security. Note: The learning curve for how to become self employed in online business can be pretty steep if you are the all or nothing type. But learning the basics of building and operating a small scale operation on the internet is an easy task.An online business is much easier to get started because of the low cost of getting things rolling. Many successful online marketers have even built their businesses with practically no investment at the expense of only their time, a lot of time! Not exactly the route I would recommend. But it is very possible if you have a $0 budget.GoalsYour ultimate goal in online business or any business is to make sales. In order to succeed and generate profits from your business, you have to promote your products or services to a targeted audience. A successful online business follows a strategic plan of action. No doubt, great ideas will rise to the surface often when working your online business and this will get you side tracked. I call it IMADD (Internet Marketers Attention Deficit Disorder). This is where you need to exercise discipline. Instead of chasing every thought that comes to mind, just put all your awesome ideas on a note pad and store them for future projects.. This will make things a lot smoother and you will stay on track without any distractions. This is a common practice among seasoned marketers.Getting starting with affiliate marketing in online business is probably the easiest method for generating income online. There are hundreds of affiliate programs that you could join, like “ClickBank or Commission Junction” and start making money right away promoting other peoples products or services. Again, this is one of the best and fastest ways of how to become self employed in online business.How Does It Work?As an affiliate, it is your job to line people up with what they are looking for. Help them to solve their problems. And when a purchase is made YOU MAKE COMMISSIONS!!! All from other people’s products or services… How cool is that? However, before you begin any online marketing campaigns there are a few things to consider.Start Up Cost I’m sure you’ve heard the expression; “It takes money to make money” “Right?” Well that is an overstatement when it comes to starting an online business. You will need to go to a domain registry like Go daddy and purchase a domain name (around $10). The forwarding feature within Go daddy is pretty simple to use. Try not to over complicate things when choosing a domain name, but it should be relevant to the product or service that you plan on promoting as an affiliate.Once the domain has been forwarded and pointing to your chosen product sales page, you are ready to “ROCK” and earn commissions. Promote your new web address on relevant forums and article directories. And to really get things moving and go viral, use classified ads such as Craigslist and Social Media like Face book… You don’t have to worry about the processing of payments or shipping. This is all done by the Product Owner… This is just one of the many ways of how to earn income in online business.
Common Young Women’s Health Issues In Today’s World
Been a lot of talk of making it easier to paradoxically both specify and generalize patients, where populations are divided by gender, then by age.Statistics and medication have always had some ties with one another in Western medical viewpoint, with the numerical analysis, about female lack of desire and women’s health news.By even more demographics, all in an effort to discover out which groups are most likely to develop which health problems.At the very same time, the numbers are utilized to examine whether medication would be effective on a large adequate size of the population to be beneficial.Each sector of the population goes through differing degrees of scrutiny and research study, with numerous sections showing medical commonalities.Among these groups would be young women’s health issues, female lack of desire and women’s health news, and other women’s issues, particularly around the ages of 21 to 60 or 70, and now, these days, upwards to, Hmmm (?).Stress, think it or not, counts among the most prominent young women’s health issues in the above-mentioned- ages.The triggers for tension tend to differ commonly from person to person, however there are a few causes that can be considered typical, regardless of demographic.Expert careers, family life, public opinions, and adult care can all bear down on a wonderful woman in this age group.Juggling all these has actually never been easy on any (body), however some think that the emotional toll of the internal “household versus profession” dispute puts more tension on young women’s health due to expected cultural and social roles.Statistically speaking, they are more susceptible to stress than other female age, especially in recent years.As a possible outcrop of female lack of desire and women’s health news about tension, conditions such as stress and anxiety have actually likewise been kept in mind.It is worth specifying that the forms of stress and anxiety and mood condition that occur to women in the ages are generally not female-specific, such as postpartum anxiety.Previously I discussed more on being a confident woman today and moving forward in life, and that opened the door for more in-depth considerations.Among the factors to contribute to the emerging prevalence of female lack of desire and women’s health news, this issue would be the delicate balance between cultural understandings on female behavior.- And how it compares and contrasts with career and drive.- Tears and sobbing are typically viewed as weak points among the business elite.Those women striving to make positions of power in the service world typically make an effort to reduce natural emotional responses.Medicine and science both state that sobbing and the release of tears, in small amounts when proper, can really ease a great quantity of tension in females.In theory, this resembles how “restorative” striking objects is for men under the very same situations.Skin care is likewise a significant issue for the age group mentioned above, especially since it not has the resiliency and strength of youth.It is an unknown truth that teenage skin is a lot more resistant to outdoors influence than adult skin, along with being more conscious topical treatments.Time likewise contributes to the lower level of skin care during this age, as career or family issues begin to take more priority over appearances.There are numerous manner (ins), I shall say, which a concerned woman of any age can maintain.The total health of their skin without investing time she might not have, making sure that skin damage does not become a major concern later on in life.This, late in life can be a mindfulness/psychological reason why female lack of desire and women’s health news find that we all need to be conscious to the fact we are constantly healing.The Course in Miracles states, “Yet there will be always be this place of rest to which you can return.”Next, I’ll be discussing the need to bring up threats presented to female health where smoking and lung cancer are concerned.(As always be sure to search the web for helpful content on things like women’s self-confidence for a better life.)To success and happiness in life!
Secured Loans For Home Improvement – When You Can’t Buy A Luxury Home
A house is just perfect with chipped walls and broken taps. Is it? If you don’t think so, then home improvement loans is what you should be looking for. Home improvement is the resort for you, if your home is your personal hideout. Home improvement loans can aid you realize this plan. Home improvement usually takes a back seat due to lack of finances. If finances are an impediment, get secured home improvement loans. Secured loans for home improvement are a way of increasing home equity which is one of the most important added benefits. This implies not only your home will be comfortable but also its market cost is increased.The thought process while taking loans is almost always diverted towards lower interest rates. Lower interest rates are very often the prime criteria of settling on a loan. But you must know that lower interest rates are not offered to anyone and everyone. The most obvious reason for lower interest rate being offered to you will be the fact that you are the homeowner. Secured home improvement loans are protected on borrower’s property and are dependent on the equity of the property. The property or home acts as the security for the loan and will therefore mean you have to give lower interest rates.APR is the one that gives you a general idea of what your secured home improvement loan will cost. Go to the local bank and building society to get a general idea of the loans rates. You can also get an idea of loan rates on Google. Type “home improvement loans comparison” and it will provide you with the best deals immediately. Your loan lender is the one who will give you a good idea about what will be the total cost of repayment. Look out for hidden costs while settling down on secured loans for home improvement.The secured home improvement loan rate is usually fixed and would vary from lender to lender. So browsing through the net would perhaps lead you to the better loan rate than the ones you closed on. Interest rates are negotiable for they are quite dependent on individual circumstances. The actual deal on secured loans for home improvement depend upon credit history, salary, age, joint or single application, collateral, amount to be borrowed and length of payback period.The loan amount on Secured home improvement loans [http://www.easyfinance4u.com/secured_home_improvement_loans.html] vary according to the property type. A single family house would guarantee maximum £25,000 to £75,000 as loan amount. Don’t take more than you require on a secured home improvement loan. Don’t over improve your home for it might be difficult to recover the cost of improvement if the price tag of your house shows more than other houses in the locality. The loan term on secured loans for home improvement are very easily anywhere between 2 to 25 years.Secured loans for home improvement can be made available at the time you are buying the house. This will work very smoothly in case your mortgage and home improvement loan do not overflow your available equity mark. Any kind of big or small improvements can be financed. Secured home improvement loans can be used for repairs, home extensions like, new conservatory, heating system, new kitchen and site improvements.A secured loan for home improvement that is less than £25,000 can be called off within a week with no obligation under the 1974 Consumer Credit Act. You can take payment protection to protect your payment against any change of circumstance. If you do not opt for payment protection and find you can’t pay your monthly payments then discuss your situation with your lender. However, a secured home improvement loan does put your property at risk in situation of non repayment.Home décor are oft quoted with high rates. This is usually the reason for putting off home improvement. Living in a house that needs repairs is not always a pleasant situation. You can’t be put them off and financial aid required is difficult to unearth. So, home improvement becomes a very irresolute condition. Make home improvement a win-win situation. How? – By taking secured home improvement loans. Chipped walls are falling and broken taps are leaking. They are doing this for a purpose – they want to be repaired. Repair them with secured home improvement loans.
Online Marketing for Google Maps – An Easy Way to a Successful Business
Google Maps has a great impact for getting your business noticed online. Everyone that wants to generate more business using internet marketing cannot avoid Google Maps. Nowadays Google is showing a small map in their search results for many keywords. Everyone doing online marketing will agree that getting a top position in the organic search results will improve your business impressively.How do get a top ranking in Google local business results?The first thing to do is to create an account on Google Places. Be sure to add a keyword rich description and full-fill all the forms. Also the opening hours, images and payment methods are effecting your ranks. Make sure your profile is 100% complete. What is very important is to have the same business name, address and phone numbers on your website.Unfortunately registering your business with Google Places is not enough. Only 7 to 10 business listings are shown in the search results. Be sure to get your local business website indexed and ranked in Google. Build links, write good content and pay attention to on page SEO factors, like meta descriptions, keyword richt titles, h1 tags.Here are some tips that will help to get ranked in local business results in no timeLink to a specific landing page, not to the home page. Create a landing page with good content containing local phrases. This will absolutely help you rank faster. Spend time in writing a good Google maps description of about 200 characters. Combine this description with the content on the landing page. This description will not only help you getting ranked, but also helps you to sell your business.Get listed in a category that is being searched for. You can be listed in up to 5 categories. If you cannot find the category that suits your needs, than you can suggest a new one. Add pictures and videos to your business. Google will often include this image in the Google Maps. Use the “Additional Details” field to write more about your business. Write there about your products or services. Just like ordinary online marketing, the key to success is link building.Be sure to have citations on other websites. Get listed in Google map directories.
What are anti-ligature blinds?
Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.
Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.
Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.
How do they work?
There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.
The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.
Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.
If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.
Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.
Complete weight loss strategy
For those who want to lose weight
Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.
So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.
I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.
A few key myths about losing weight
The weight loss myth of eating less and moving more
The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.
Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.
Stop taking diet pills and meal replacements
At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.
The key to understanding how to lose weight
You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!
You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.
Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf
In the middle of this picture is the heat balance
So we can know that calorie balance is very important
But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites
If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).
When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.
However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.
Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.
When losing weight, the body is like a factory
For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.
Think of the body as a factory
-Your hormones are the managers and workers of factory operations
-Inflamed condition is how good factory machinery and hardware are
-Calorie intake is wages for factories as well as fuel
If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.
Hormones vs Weight Loss
This study looked at the effects of sleep and weight loss
Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542
Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.
There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.
This next study looks at the effect of insulin sensitivity on body composition!
Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290
Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.
We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.
To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.
If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.
With so many ways to eat on the internet, which diet should I try?
When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals
When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.
I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight
But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.
For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.
Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79
The study concluded:
-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful
-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.
But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable
Lose weight with a high-carb diet.
So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!
The Negative Impact of E-Levy on Mobile Banking.
DEFINITION OF TERMS
Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.
ADVANTAGES OF MOBILE BANKING
Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:
Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.
Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.
Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.
Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.
Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.
Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes
DISADVANTAGES OF E-LEVY ON MOBILE BANKING
The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:
Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.
Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.
Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.
Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.
EFFECT OF MOBILE BANKING — CASE STUDIES
The decision to impose taxes on mobile bank transactions will trigger so many problems.
Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.
Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).
Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.
Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.
Reference:
https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/
Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).
Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.